State Bank Of India Home Loan
The Most Preferred Home Loan provider SBI Bank offers a Home Loan with Attractive Interest Rates with Latest Schemes and Benefits. SBI also provides a Housing loan with different schemes. Schemes Are:-1. SBI Easy Home Loan
2. SBI Advantage Home Loan
3. SBI Housing Finance Scheme
4. SBI Happy Home Loans
5. SBI Life Style Loan
6. SBI Green Home Loan
7. SBI Home Plus
8. SBI Home Line
9. SBI MY HOME CAMPAIGN
Current Floating Home Loan Interest Rates of SBI
Bank Name | Up to 30 Lacs | From 30 lacs to 75 Lacs | Above 75 lacs |
SBI | 11% | 11.25% | 11.75% |
Features & Benefits of SBI Home Loan
• Purchase/ Construction of House/ Flat
• Purchase of a plot of land for construction of House
• Lowest Home Loan Interest Rate..
• Extension/ repair/ renovation/ alteration of an existing House/ Flat
• Purchase of Furnishings and Consumer Durables as a part of the project cost.
• Takeover of an existing loan from other Banks/ Housing Finance Companies.
• Interest charged on the daily reducing balance
• No penalty on prepayments of home loan
• No hidden costs
• Option to club income of your spouse and children to compute eligible loan amount
• Provision to club depreciation, expected rent accruals from property proposed to compute eligible loan amount
• Provision to finance cost of furnishing and consumer durables as part of project cost
• Purchase/ Construction of House/ Flat
• Purchase of a plot of land for construction of House
• Lowest Home Loan Interest Rate..
• Extension/ repair/ renovation/ alteration of an existing House/ Flat
• Purchase of Furnishings and Consumer Durables as a part of the project cost.
• Takeover of an existing loan from other Banks/ Housing Finance Companies.
• Interest charged on the daily reducing balance
• No penalty on prepayments of home loan
• No hidden costs
• Option to club income of your spouse and children to compute eligible loan amount
• Provision to club depreciation, expected rent accruals from property proposed to compute eligible loan amount
• Provision to finance cost of furnishing and consumer durables as part of project cost
Eligibility Criteria & Documentation required for SBI Home Loan
Salaried | Self employed | |
Age | 21years to 60years | 21years to 70years |
Income | Rs.1,20,000 (p.a.) | Rs.2,00,000 (p.a.) |
Loan Amount Offered | 5,00,000 - 1,00,00000 | 5,00,000 - 2,00,00000 |
Tenure | 5years-20years | 5years-20years |
Current Experience | 2years | 3years |
Documentation | 1) Application form with photograph 2) Identity & residence proof 3) Last 3 months salary slip 4) Form 16 5) Last 6 months bank salaried credit statements 6) Processing fee cheque | 1) Application form with photograph 2) Identity & residence proof 3) Education qualifications certificate & proof of business existence 4) Business profile, 5) Last 3 years profit/loss & balance sheet 6) Last 6 months bank statements 7) Processing fee cheque |
Other Products from SBI (State bank of India)
1. SBI Home Loan
2. SBI Personal Loan
3. SBI Housing Loan
4. SBI Card
Information on deposits & Loan Schemes and services also available. Call 1800112211
(Tollfree from BSNL/MTNL)
Registered Office-State Bank of India
State Bank Bhavan Central Office 8th Floor,
Madame Cama Marg, Nariman Point,
Mumbai - 400021
Maharashtra - India
Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
1. SBI Home Loan
2. SBI Personal Loan
3. SBI Housing Loan
4. SBI Card
Information on deposits & Loan Schemes and services also available. Call 1800112211
(Tollfree from BSNL/MTNL)
Registered Office-State Bank of India
State Bank Bhavan Central Office 8th Floor,
Madame Cama Marg, Nariman Point,
Mumbai - 400021
Maharashtra - India
Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
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