Home Loan Banks Home Loan is a product with so many variations in Eligibility, Rate of interest (Fixed, Floating, and Mixed), and Loan amount. It is really difficult for a customer to gather the information about the major players for the same.
LIC Housing LIC Housing Finance offers home loans for construction/purchase of house/flat and also for renovation of existing flat/house. While LIC Griha Prakash and are for purchase, construction of properties and extension of residential units, LIC Griha Sudhar Loan facilitates repairs/renovation of properties. Minimum age requirement is 21 years as on the date of sanction.
State Bank of India (SBI) The most preferred home loan provider. The latest offer is an interest rate concession on GREEN HOMES in accordance with SBI's commitment to Environment protection. Having a vast variety of products to suite every kind of customer. Minimum age limit 18 yrs & Maximum age limit for a Home Loan borrower is fixed at 70 years, i.e. the age by which the loan should be fully repaid.
HDFC Ltd Over 3 decades of exclusive experience, a dedicated team of experts and a complete package to meet all your housing finance needs. Their home loan is available for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly. HDFC finances up to 80% maximum of the cost of the property (Agreement value + Stamp duty + Registration charges) based on the repayment capacity of the customer.
CitiBank A bigger, better home with CITI bank home loans .The bank offers loans for loans for built property as well as under construction property. Salaried persons should have at least Rs 1,00,000 gross income per annum and minimum age at least 23 years to be eligible for the loan, maximum age should be 65 or retirement age. Self-employed gross annual income should be Rs 85,000. The age limits are the same as salaried class.
ICICI Bank Home Loan offers hassle free home loans with the best deal. The loan tenure is maximum upto 25 years. They offer multiple benefits on the loan taken.
IDBI Bank Helps you realise your long cherished dream of owning your home through hassle free and customer friendly home loans. The tenor of a home loan can be up to 25 years for a resident individual whereas for NRIs the maximum tenure is 15 years subject to maximum age of 60 years at maturity. Loan can be applied for a maximum of 90% of the property value subject to credit discretion
IDBI Housing Finance A New generation home finance company which combines the best attributes of the various providers of home finance. They have a unique offer for safe custody of documents, provided free of cost to their customers. Minimum age eligibility is 21 years either for employed or self employed individuals. You can get a loan from Rs 10,000 up to a maximum of Rs 1 crore.
DHFL DHFL started its business in April 1984.It was the second housing company that was setup in India. There objective is to provide loan to lower and middle income Indians. Today they have 72 branches and 116 service location. Dewan Housing Finance Limited offers home loan to individuals, Co-operative Societies, Corporate bodies and associations of persons.
Axis Bank Buy the house that you've set your heart on with Axis Bank home loans. Get attractive interest rates, balance transfer facility, doorstep service & option to choose from floating rate or fixed rate. And what’s more no pre payment penalty!! They offer the loan from Rs 1 lac & above onwards, the age criteria is 24years at loan commencement. And up to 65 years or less at the time of loan maturity
Deutsche Bank Your partner for your dream home. They offer a wide range of home loan options.The loan amounts range from Rs. 250,000 to Rs. 2 crore and the tenure is from 5 years to 20 years. You can choose between a fixed and a floating interest rate for your loan. Also, with attractive interest rates and savings on taxes, a Deutsche bank Home Loan gives you complete peace of mind.
Standard Chartered Bank If you are looking for a Home Loan that suits your pocket & fulfill the basic need of a Dream Home, then Standard Chartered is there to convert this dream into reality.
GE Money GE Money makes it possible for you!! GE Money Housing Finance offers you complete solutions for all your housing related needs. They offer Home Loans upto Rs. 2 Crores with attractive interest rates. Your can get a Loan upto 85% of property value as loan. You can also avail of a Loan Transfer from other banks.
Citifinancial You can get a housing loan quickly & hassle free at Citifinancial. Their home loans are customized to your requirements. They also have various schemes which they offer on the loan to suit your needs
Kotak Mahindra Bank At Kotak Mahindra bank, you can avail of home loans for the purpose of purchasing residential property. Whether you are buying it fresh from the developer or it is a resale purchase. They have wide range of offerings with attractive interest rate. You also get free personal accident insurance.